2023 Open Enrollment:
Open Enrollment for your 2023 benefits begins October 17 and ends November 4. This is your annual opportunity to review your benefits and select ones that provide the best coverage and value for you and your family.
2023 changes
The Getty works to offer a benefits program that meets the needs of our employees. Every year, employees have the opportunity to make changes that might better support your total well-being. Open Enrollment is the time when you may make changes and when you make your annual flexible spending account or health savings account elections. The MetLife Legal requires re-enrollment each year - it does not carry over to the next year.
| Benefit | |
|---|---|
| Cost sharing | No significant benefit changes and the employee rates will increase 5% from the 2022 rates. |
| Medical | The IRS has increased the minimum HDHP deductible allowed for 2023. This means that the Aetna HDHP deductible has increased to $1,500 individual/$3,000 family in-network, and $1,700 individual/$3,400 family out-of-network. |
| Prescription drugs | No changes |
| Dental | No changes |
| Health Savings Account (HSA) | IRS Annual Limits have increased to $3,850 for an individual and $7,750 for Family. Add $1,000 to those limits if you are 55 or older. The Getty will continue to contribute $750 for individuals and $1,500 for employee +1 or more. |
| Life insurance | No changes |
| Long-Term Disability insurance | No changes |
| EAP Provider | Health Advocate is our employee assistance program provider. Starting in 2023, at no cost to you, you may receive 6 face-to-face sessions per person, per issue per year in person or via video conference. Take advantage of their confidential support for personal problems such as personal relationships, stress, depression and substance abuse. |
| Health Care and Limited Purpose FSA | For 2023, unused money may be carried over to the next year 2024 in the amount of $570. |
How to enroll
Benefit elections are made using the Getty’s Employee Self Service.
After Open Enrollment closes, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or a marriage.
What if I have a qualifying life event?
If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.
- 2023 Open Enrollment Flyer — Outlines the steps and key dates for enrollment.
- View Health Insurance 101 video
- View and make your benefit changes in Employee Self Service.
- 2023 Contribution Rates — Your cost for healthcare will increase 5% from the 2022 rates.
Decision support
Choosing the right plans is important for both your health and your financial well-being. Use these resources to explore the benefits available to you and select the best options for you and your family.
Your enrollment checklist
- Learn about your benefit options, paying special attention to the changes coming next year.
- Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
- Make sure your dependent information is correct and all your dependents are still eligible.
- Update your FSA enrollment and HSA contribution amount
- Review your beneficiaries — it’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
- Complete your benefits enrollment by November 4.