Open Enrollment for your 2026 benefits is October 13 ‒ October 31. This is your annual opportunity to review your benefits and select ones that provide the best coverage and value for you and your family.
2026 changes
The Getty works to offer a benefits program that meets the needs of our employees. During Open Enrollment, you have the opportunity to make changes that might better support your total well-being. Open Enrollment is also the time when you must elect the Flexible Spending Accounts and MetLife Legal Plan for the upcoming calendar year. These benefits require re-enrollment every year and do not automatically carry over to the next year.
| Benefit | |
|---|---|
| Cost sharing | Employee medical plan rates will slightly increase from the 2025 rates. |
| Medical | The UnitedHealthcare HMO plans have been enhanced to include coverage for acupuncture. View the acupuncture coverage summary here – SignatureValue Advantage and SignatureValue. IMPORTANT: Getty’s Aetna plan will be transitioning from a High Deductible Health plan (HDHP) to a Traditional PPO plan. View the coverage summary here. |
| Prescription drugs | No changes |
| Dental | The MetLife dental plan will offer enhanced coverage, including a higher annual benefit maximum, an orthodontia maximum of $2,500 and coverage for night guards. View the coverage summary here. |
| Life insurance | No changes |
| Long-Term Disability insurance | No changes |
| Healthcare FSA | The 2026 annual limit has increased to $3,400. The maximum carryover amount to 2027 will increase to $680. |
How to enroll
Benefit elections are made using the Getty’s Employee Self Service (ESS). After Open Enrollment closes, you cannot change your benefit elections unless you experience a qualifying life event, such as a birth or marriage.
What if I have a qualifying life event?
If you have a qualifying life event, visit the Life Events page to understand what you must do to keep your benefits current.
- 2026 Open Enrollment Flyer — Outlines the steps and key dates for enrollment.
- View Health Insurance 101 video
- View and make your benefit changes in Employee Self Service.
- 2026 Contribution Rates — Your cost for healthcare will slightly increase from the 2025 rates.
Decision support
Choosing the right plans is important for both your health and your financial well-being. If you have questions, please contact Getty Human Resources at 310-440-6523 or HR@getty.edu.
Your enrollment checklist
- Learn about your benefit options, paying special attention to the changes coming next year.
- Think about your coverage needs, including how much health care you anticipate needing and whether your current life and disability insurance provides enough protection.
- Make sure your dependent information is correct and all your dependents are still eligible.
- Update your FSA enrollment and legal plan enrollment.
- Review your beneficiaries — it’s a good idea to review your beneficiary information (especially if your personal circumstances have changed) and take this opportunity to make updates as needed.
- Complete your benefits enrollment by October 31.